Starting bill at current rate
$0
Based on your assessed value and current rate.
Inputs
Dollar projections come from your assessed value and the three tax rates. If assessed value is blank, the tool will estimate it from your current bill and current rate.
Tier 1 extra over 5 years
$0
Cumulative additional taxes.
Tier 2 extra over 5 years
$0
Cumulative additional taxes.
Final-year extra burden
$0 / $0
Tier 1 and Tier 2 in the last projected year.
Tier 1 if invested instead
$0
Estimated ending value over the same period.
Tier 2 if invested instead
$0
Estimated ending value over the same period.
Annual tax path
Shows the no-override baseline plus both override scenarios.
Override-only burden
This is the part the town calculator does not show over time.
Year-by-year projection
Baseline and override totals for each fiscal year.
| Fiscal year | No override | Tier 1 extra | Tier 1 total | Tier 2 extra | Tier 2 total |
|---|
Assumptions
- Tier 1 and Tier 2 start from the proposed tax rates you enter, rather than from a flat dollar increase.
- Each scenario starts with its own first-year tax rate, then grows by the annual levy growth rate, defaulting to 2.5%.
- If you enter assessed value growth, the model also increases your property's assessed value each year, which raises all scenario taxes proportionally.
- The investment comparison assumes each year’s added tax burden is invested at the end of that year and compounds at the conservative return rate you choose.
- This isolates override burden. Real tax bills may also change because of reassessment, new growth, future overrides, and shifts in your share of town value.
- If assessed value is blank, the tool backs into it from your current bill and current rate so it can convert tax-rate scenarios into dollar amounts.
Sources: Lunenburg FY27 Budget Hub , Massachusetts Proposition 2.5 guidance , and U.S. Treasury daily yield curve rates